Michelle Garibay operates this website. This Privacy Policy explains how information may be collected, used, and disclosed when users visit or interact with this site.

By using this site, you agree to the collection and use of information in accordance with this Privacy Policy.

Information Collection and Use

While using this site, you may be asked to provide certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your name, email address, phone number, and other information submitted through website forms.

Log Data

Like many website operators, this site may collect information that your browser sends whenever you visit the site. This Log Data may include information such as your computer’s Internet Protocol address, browser type, browser version, the pages visited, the time and date of your visit, the time spent on those pages, and other statistics.

Analytics and Tracking

This site may use third-party services, such as Google Analytics or similar tools, to collect, monitor, and analyze website activity in order to improve the user experience and better understand how visitors interact with the site.

Communications

Information submitted through this site may be used to contact you regarding home lending, mortgage-related information, updates, marketing communications, or other relevant information. You may opt out of certain communications where applicable.

Cookies

Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive. This site may use cookies to collect information and improve functionality.

Security

The security of your personal information is important, but no method of transmission over the Internet or method of electronic storage is 100% secure. While commercially acceptable means may be used to protect your personal information, absolute security cannot be guaranteed.

Changes to This Privacy Policy

This Privacy Policy is effective as of February 1, 2026 and will remain in effect except with respect to any future changes. Any updates or changes will be effective immediately after being posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact Michelle Garibay directly.